UPDATE: THE CHASE BORDERS VISA CREDIT CARD IS NO LONGER AVAILABLE. For anyone who does a great deal of shopping at Borders, the Borders Credit Card can be an extremely useful thing. This great credit card will earn you rewards that you can redeem at Borders. Additionally, it will earn you extra rewards when you shop at Borders.
Overall, this credit card has no particular down sides except for the fact that there are better rewards credit card offers out there, and a great deal of positive benefits that you will enjoy. While it might not be the perfect card for you due to its specialized nature, you should definitely consider making it your credit card of choice if you often find yourself shopping at Borders.
Read through this Borders credit card review and then use our free tool for comparing credit cards today!
Borders Visa Card Points
You can earn points to spend later on various rewards using your Borders Credit Card. If you make purchases at Borders, you will earn 3 points for every dollar that you spend. Additionally, you can earn 3 points per dollar at other related locations, such as Waldenbooks, Brentano’s, and many locations that carry the name Borders as well. You also can earn 2 points per dollar spent on gas costs, grocery bills, and dining expenses. All of your other purchases will earn you exactly 1 point for every dollar you spend. As you can see, this credit card is much more useful to someone who spends money at Borders regularly.
You can spend the points you earn on a variety of rewards. Borders gift cards are a popular option. However, other gift cards are available. You can even spend the points that you earn on cash or travel. It is important to keep in mind that points do not expire, so you can simply wait for the points to accumulate until you have enough to spend on the reward that you want the most.
The Borders Credit Card has a varying APR which depends on your credit. It can be 10.24%, 14.24%, or 18.24%. Additionally, your cash advance APR will vary based on your credit as well. It can be either 19.24% or 23.24%. It is important to note that this card charges no annual fees.
If the APR numbers that you can get with your particular credit rating appeal to you, this may be the credit card for you, whether you are particularly interested in Borders or not. However, because the rewards you can receive for making purchases with the Borders Credit Card are focused around Borders, you could probably get a credit card with better offers for you elsewhere if you are not interested in Borders, whether you choose a different specific card, or even a more general one. Whichever credit card you are initially drawn to, it is a good idea to shop around and see the different options that are available to you.