An internet search for the Brookstone credit card is useless because you can only get this ritzy retail credit card from a store representative. According to a Brookstone customer service agent the only way you will be offered one of this elusive cards is if you make a purchase of $4,000 or more. If you really want to obtain one try calling the company directly at 1-800-846-3000 to request an application. Be prepared that this does not seem to be a request they are used to hearing.
To search for online credit cards right now, just use the credit card chaser tool on this page.
It’s safe to assume that a credit card targeted to an affluent audience requires a good credit score and offers a fairly decent interest rate; although, store credit cards usually carry higher rates than traditional credit cards. Since the terms and benefits of a credit card for the Brookstone store are not readily available to the general public other options you may use to purchase Brookstone products are discussed below.
Types of Credit Cards to Use at Brookstone
Not all credit cards are created equal. There are so many different kinds available that you should research a number of them before deciding on which one you would like.
One of the popular credit cards is the rewards credit card. For this one you earn bonus points for every purchase that you make with the card. Some companies give you one point for every dollar you spend, while some will give you two or three points for certain eligible purchases. Other companies pay you back a percentage of what you spend.
Because rewards credit cards often have an annual fee and/or higher interest rates, you may choose to choose a regular credit card. These do not build up points, but they are convenient when you want to make a purchase. Many of them keep track of your expenses so you know what types of things you spend money on.
If you would like to compare credit cards and what each offers, you can check out the JD Power credit card rating page.
Credit Card Terms
When you look for a credit card, make sure to look closely at the terms of the card, as it varies from card to card. One thing to look at is the APR for purchases, balance transfers, and cash advances. Some cards will have introductory credit card APRs that are either 0% or lower interest rates than the regular rates. This could work well if you are making a pricey Brookstone purchase! If you have one of these offers, make sure you pay attention to when the offer ends and the regular APR starts.
Also, look at their penalties for late payments and charging over the limit, as these can add up and cost you a lot of money.
Whether you opt for the Brookstone credit card or another one to make your Brookstone purchases be sure to compare your options. Check out the credit card chaser tool here to compare credit cards now.