If you are a frequent customer at Cabela’s, you may be interested in the Cabela’s Credit Card. This is because this card is specially designed with the needs of frequent Cabela’s customers in mind.
With the Cabela’s Club Visa credit card offer, you can earn rewards for shopping at Cabela’s, as well as earning rewards that relate to Cabela’s. However, you should be aware that there are many credit cards that can compete with this one. Because of this, it is important to weigh the pros and cons of this card carefully, especially in comparison to other credit cards that you might choose instead.
What follows should give you enough information to make a good start in your process of choosing a credit card and then after reading through this Cabela’s credit card review be sure to use the free credit card finder tool to find and compare credit cards!
Cabela’s Credit Card Rewards
The Cabela’s card encourages you to make purchases at Cabela’s. If you do this often, you may find that this card is a good deal. Every time you spend a dollar at Cabela’s using this card, you will receive two points.
Additionally, you receive 1,000 points simply for signing up. As long as your account remains in good standing, your points can accumulate forever until you wish to spend them.
There are a variety of ways you can do this, all of which relate to Cabela’s. If you are shopping at Cabela’s often, this is a particularly good deal (of course there are many other cash back credit cards with better rewards programs that offer rewards for shopping almost anywhere and not just Cabela’s).
Other Cabela’s Credit Card Features
The Cabela’s card has an APR of 9.99% for purchases at Cabela’s. For other purchases, the rate will vary. The lowest rate you can receive using this card is 12.99%, which is lower than some cards, and higher than others.
The Cabela’s card charges no annual fee, but charges fees for cash advance, going over the credit limit, and late payments. It has a minimum finance charge of $0.50. Unlike many credit cards, it does not have a lower APR for an introductory period.
This card may not be as good of a deal as it might first seem once compared to similar cards. For example, using a Discover card like the Discover More Card can get you a 5% rebate on purchases from Cabela’s. Additionally, this card also gives you special rebates at many other locations. Because of this, it may be a much better deal for you, particularly if you qualify for comparable or lower rates.
As you can see, the Cabela’s Credit Card may be a very good deal, or it may be a credit card that is easy to ignore in favor of others. Whether you choose this card will depend on how it compares to other credit cards that you qualify for.
Because of this, it is very important to find out as much as you can about both this card and its competitors. Once you do this, compare the benefits you will receive with your shopping habits by using our cash back credit card calculator.
You should be able to get a fairly accurate estimate of the money you will save with each individual credit card, which will give you enough information to decide which card gives you the best deal as objectively as possible.