The Caché Credit Card is a Visa card offered by US Bank through the women’s clothing store known as Caché. The card can be used anywhere were Visa Cards are accepted, and not just at Caché.
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Caché Credit Card Benefits
The Caché Credit Card offers a 5% discount for cardholders each time the card is used to make a purchase at any Caché store or subsidiary, including http://cache.com.
You can also earn Caché points each time you use your Caché card, including 5 points for each dollar spent at Caché stores, and 1 point for each dollar spent somewhere else.
In addition, you are eligible to receive 1,000 points automatically after making your first purchase, and can receive a $25 gift card from Caché.
As a cardholder, you can also receive complete fraud protection and the ability to withdraw cash at any ATM that accepts Visa cards.
Caché Credit Card Details
Caché offers two different cards, the Visa Signature Card, and the Visa Rewards card. Neither of the cards charges an annual fee.
You can only apply online for the Visa Signature Card, and if you application is denied, you will automatically be considered for the Visa Rewards Card.
The annual percentage rate for the Caché Visa Signature card ranges from 11.24% to 23.24%, based on a variety of factors. The Caché Visa Rewards card has an APR that ranges from 13.24% to 23.24%.
A cash advance for either card comes with an APR of 23.99%, and all rates will vary based on what the Prime Rate is at the time.
Caché Credit Card Bottom Line
With no annual fee and a 5 to 1 rewards program, the Caché Credit Card can be an excellent choice for someone who shops at Caché or Cache.com consistently.
In addition, the annual percentage rate can be fairly low based on your credit score, so even if you carry a balance, the card can still prove beneficial.
However, since the rewards program is only good for Caché gift cards, the Caché Credit card is not a good choice for someone who does not shop at Caché.
There are many other online credit cards with different options, just use our simple credit card chaser tool now!
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