California Bank and Trust Visa Business Credit Card

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California Bank and Trust Visa Business Credit CardThe California Bank and Trust Visa Business Credit Card is a business rewards credit card, which lets the business decide which reward program to participate in. You have the option of a points based or cash back reward system.

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California Bank and Trust Visa Business Rewards You

When you apply for a Visa Business card from California Bank and Trust, you can choose the reward program in which you partake. The cash back system gives you 1% of every purchase back in the form of cash deposited into the business’s checking account. Rewards accrue in $100 increments.

If you prefer the points system, you’ll be enrolled in California Bank and Trust’s AmaZing Rewards program. You will accumulate a point for every dollar you spend on your Visa Business card. You can then exchange those points for airline tickets or merchandise.

Which is the best? That depends on your business, of course, but according to Forbes Magazine, cash is usually your better bet since you know you can always use it.

California Bank and Trust Visa Business: Designed for Your Business

With the Visa Business Card, you will have access to online banking services from California Bank and Trust to help you keep track of all your spending and expenses with customizable financial services.

You decide who receives the secondary cards in your business and even the spending limit on each individual card. Have the statements sent either to the cardholder, or have them all sent to you for easy bill paying. If your company has at least five of the cards, you automatically have no liability for a fired employee’s misuse of the company card.

Like many business credit cards, booking travel arrangements with the card will provide you and your employees with additional accident travel insurance. You also have Visa’s zero liability against fraud or theft promise and access to the largest credit card network in the world.

The California Bank and Trust Visa Business card has a variable APR of prime + 9.00% and a $30 annual fee per account. However, the annual fee is waived if you spend more than $2,500 in purchases in a year.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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