This review is for the California Coast Credit Union Visa Platinum Choice Rewards Credit Card. As one of three cards offered by the California Coast Credit Union, it is the only rewards card available.
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The California Coast Credit Union offers many different banking services to its members, including checking, savings, loans, and lines of credit. You must be a member of the credit union in order to apply for and receive the card.
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California Coast Credit Union Visa Platinum Choice Rewards Credit Card Details
The California Coast Credit Union Visa Platinum Choice Rewards Credit Card offers a low APR starting at just under 11%. There is an annual fee of $35, which is the highest annual fee of any of the California Coast Credit Union cards. In fact, the Visa Platinum card has no annual fee and the Visa Secured Card has an annual fee of $20.
As with all the California Coast Credit Union cards, the grace period for a purchase is 25 days. There are fees for missed payments and going over your credit limit.
California Coast Credit Union Visa Platinum Choice Rewards Credit Card Benefits
The California Coast Credit Union Visa Platinum Choice Rewards program is known as Coast Rewards, and offers several substantial benefits.
Some of the rewards that you can earn with the card include free travel, gift cards that can be used for a variety of items, merchandise, and cash back. You earn reward points on most of your common purchases including gas, groceries and eating out.
Your California Coast Credit Union Visa Platinum Choice Rewards can be easily managed online on a specific rewards website.
California Coast Credit Union Visa Platinum Choice Rewards Credit Card Bottom Line
There are many different rewards programs available, and the California Coast Credit Union is an average program that offers some benefits. However, it is not clear how many points you earn per dollar spent, and there is a substantial annual fee.
Be sure to compare all the options when it comes to rewards cards as some offer two or more points for each dollar spent, and some do not charge an annual fee.
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