California Coast Credit Union Visa Platinum Secured Credit Card

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California Coast Credit Union Visa Platinum Secured Credit CardThis review is for the California Coast Credit Union Visa Platinum Secured Credit Card. As one of three cards offered by the credit union, it is the only card that is secured.

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A secured credit card uses a deposit made by the cardholder as the funds that are available to be borrowed. It is usually a good card for people with poor credit who cannot get a traditional credit card or for someone who is looking to establish new credit.

There are many different secured cards available, so be sure to look at all of your options before committing to one and sending a deposit.

To find out more about credit cards and the affiliated companies that provide them, visit Consumer Watchdog.

California Coast Credit Union Visa Platinum Secured Credit Card Details

There are very few details available on the California Coast Credit Union Visa Platinum Secured Card. There is a $20 annual fee for the card, which falls in between the annual fees for the Visa Platinum ($0) and Visa Platinum Choice Rewards ($35) card.

The annual percentage rate for the Visa Platinum Secured card is between 10.99% and 15.99%, and there is a $10 fee for a late payment.

California Coast Credit Union Visa Platinum Secured Credit Card Benefits

Secured cards are designed for people that are trying to improve their credit. By making an initial deposit, you can secure a set amount of credit on a Visa Card. You then use the card like any other credit card and make timely payments. This activity is reported to credit reporting agencies and can help improve your credit score.

California Coast Credit Union Visa Platinum Secured Credit Card Bottom Line

Secured cards, while helping to improve your credit score, can be fairly expensive. You must send in a deposit to open a card, so technically you are borrowing money from yourself while paying interest to another party, in this case the credit card company.

This is an important factor to consider when looking at secured cards.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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