This review was supposed to be for the California Coast Credit Union Visa Platinum Student Credit Card, however, there is no student card offered by the credit union.
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The California Coast Credit Union offers three different credit cards, all of which are Visa cards. These include a Visa Platinum card with no annual fee, a Visa Platinum Choice Rewards card with an extensive rewards program, and a secured card designed for people looking to establish or rebuild their credit.
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California Coast Credit Union Visa Platinum Student Credit Card Details
Since there is no student credit card from California Coast Credit Union, there is no information available. However, there are many student credit cards on the market today. Usually, these cards have fairly high interest rates, low credit limits, and charges an annual fee.
Since students are generally unemployed, the credit cards designed with them in mind must take that into effect, hence the low credit limit. Even if a student maxes out his or her credit card, the minimum payment is still manageable.
California Coast Credit Union Visa Platinum Student Credit Card Benefits
The main benefit to having a student credit card is to establish credit. If you have never owned a credit card or had a loan, you have not had the opportunity to prove that you can handle the responsibilities of credit. A student credit card can allow you to start building credit.
Most student cards also offer flexible payments, usually set at a fairly small percentage of the overall balance. While this method will take longer to pay off, it allows the student to afford the payment and keeps a steady stream of income to the credit card company.
California Coast Credit Union Visa Platinum Student Credit Card Bottom Line
Student cards can be very beneficial, if used properly. It is important not to overspend if you get a student card and make sure you make all your payments on time. If not, the ramifications can be serious and affect your ability to get credit in the future.
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- California Coast Credit Union Visa Platinum Secured Credit Card
- California Coast Credit Union Visa Platinum Choice Rewards Credit Card
- California Coast Credit Union Visa Classic Credit Card
- Coast Central Credit Union Student Visa Credit Card
- Coast Central Credit Union Visa Classic Credit Card
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- California Credit Union Visa Rewards Credit Card