This review is for the Capital Communications Federal Credit Union Classic Visa Credit Card, one of two cards offered by the credit union known as CapCom FCU. The Classic Visa Card and the Platinum Visa cards are the credit card options for CapCom FCU members.
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The Capital Communications Federal Credit Union was created in the mid 1950s and has nearly $900 million is assets and more than 80,000 members.
Capital Communications Federal Credit Union Classic Visa Credit Card Details
You are permitted a 25-day grace period to pay off your entire balance and avoid any interest charges. In addition, there is a $25 charge for a late payment and a $10 for a returned payment. Credit limits for the CapCom FCU Classic Visa can be as high as $15,000, and there is no annual fee for the card.
Capital Communications Federal Credit Union Classic Visa Credit Card Benefits
In addition to being accepted at any of the more than one million places all over the world where Visa cards are taken, the Capital Communications Federal Credit Union Visa Classic Card offers protection through Visa’s Zero Liability program. This means you not responsible for unauthorized purchases made with your card without your consent.
You can also receive full car renters insurance when you use the card to rent a car, and you have access to any ATM all over the world that accepts Visa cards.
Finally, you will receive $200,000 in death or dismemberment insurance coverage when you use your card to book a vacation.
It is important to make your credit card payments on time in order to maintain a clean credit history. Learn more and get credit hints at Suze Orman’s website.
Capital Communications Federal Credit Union Classic Visa Credit Card Bottom Line
No annual fee and a fixed annual percentage rate is a good combination for anyone interested in obtaining this card. More and more, rates are variable and based off the Prime Rate, so the CapCom FCU Visa Classic card can save you money on interest charges in the long run with a fixed rate.
Compare credit cards online by using the simple credit card chaser today.
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