Capital One is a fairly young company, but in its short history is has shown tremendous growth. The Capital One VentureOne credit card is backed by Visa and comes with cash back rewards. This unsecured credit card can be used to transfer balances from other credit cards in order to take advantage of the 0% introductory interest rate.
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Although Capital One offers many different types of travel credit cards, the VentureOne Rewards card is specifically for consumers with great credit ratings. Points earned can be redeemed to pay for hotel rooms and car rentals.
Capital One VentureOne Rewards Benefits
There is no annual fee for the Capital One VentureOne credit card. Cardholders pay a variable interest rate that ranges from 11.9% to 19.9% on purchases. It is also important to note that billing cycles start every 25 days. When using the Capital One VentureOne card to travel, consumers are not charged foreign currency exchange rate fees.
For every purchase made, Capital One gives VentureOne cardholders 1.25 miles per dollar spent. These miles can be redeemed only and used to pay for vacations and other travel expenses.
Because this is a credit card that is only reserved for customers with good credit, there are several other perks and bonuses available. Participating airline, hotel, and car rental companies offer Capital One VentureOne cardholders additional discounts and savings. There is also a hotline that connects customers to their own personal concierge service.
Summary of Key Benefits:
- Earn 1.25 miles per dollar on every purchase, every day
- Fly free on any airline, any time, with no blackout dates
- For new accounts, earn 20,000 bonus miles
- Save with a low intro APR on purchases and no annual fee
- No foreign transaction fees
Capital One VentureOne Rewards Credit Card Fees and Policies
In order to take advantage of the 0% introductory interest rate, Capital One VentureOne cardholders have to make all of their payments on time. Failure to do so will not only result in an interest rate increase, a $35 late fee can also be applied. Cash advance fees will be no less than $10, and the interest rate charged is 24.9%.
Capital One credit cards can only be opened in the name of the sole applicant, but authorized users can be added onto low interest and unsecured credit cards at any time. Consumers can apply online, over the phone or mail their pre-approval applications back to Capital One for consideration.
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