Capital One is a fairly young company, but in its short history is has shown tremendous growth. The Capital One VentureOne credit card is backed by Visa and comes with cash back rewards. This unsecured credit card can be used to transfer balances from other credit cards in order to take advantage of the 0% introductory interest rate.
Find out more about online credit cards by going to credit card chaser!
Although Capital One offers many different types of travel credit cards, the VentureOne Rewards card is specifically for consumers with great credit ratings. Points earned can be redeemed to pay for hotel rooms and car rentals.
Capital One VentureOne Rewards Benefits
There is no annual fee for the Capital One VentureOne credit card. Cardholders pay a variable interest rate that ranges from 11.9% to 19.9% on purchases. It is also important to note that billing cycles start every 25 days. When using the Capital One VentureOne card to travel, consumers are not charged foreign currency exchange rate fees. For every purchase made, Capital One gives VentureOne cardholders 1.25 miles per dollar spent. These miles can be redeemed only and used to pay for vacations and other travel expenses.
Because this is a credit card that is only reserved for customers with good credit, there are several other perks and bonuses available. Participating airline, hotel, and car rental companies offer Capital One VentureOne cardholders additional discounts and savings. There is also a hotline that connects customers to their own personal concierge service.
Capital One VentureOne Rewards Credit Card Fees and Policies
In order to take advantage of the 0% introductory interest rate, Capital One VentureOne cardholders have to make all of their payments on time. Failure to do so will not only result in an interest rate increase, a $35 late fee can also be applied. Cash advance fees will be no less than $10, and the interest rate charged is 24.9%.
Capital One credit cards can only be opened in the name of the sole applicant, but authorized users can be added onto low interest and unsecured credit cards at any time. Consumers can apply online, over the phone or mail their pre-approval applications back to Capital One for consideration.
Use our credit card chaser tool to compare credit cards now!
Similar Articles:
- Capital One, National Association Visa Signature Credit Card
- Capital One, National Association World MasterCard Credit Card
- Capital One Orbitz Visa Platinum
- Capital One Venture Rewards Card – $250 Travel Rewards
- Capital One Cash Rewards Credit Card
- Capital One Classic Platinum Credit Card
- Capital One Bank (USA), N.A. Visa Signature Credit Card
