The CFE Federal Credit Union (CFEFCU) Platinum Cash Visa credit card is a cash rebate rewards card offered by the Central Florida Educators Federal Credit Union. This is a rewards credit card and a low interest credit card designed for people with good to perfect credit.
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While you can have a few bumps on your credit history and still qualify for this card, you cannot have any recent issues and you cannot have any bankruptcies, foreclosures, repossessions, or judgments on your report. You can find great facts about what CFE and other creditors look for from potential customers at the Federal Reserve.
CFEFCU Platinum Cash Visa Credit Card Overview
You do have to be a CFE member in order to qualify. To become a member you need to work for a school, either private or public, or be related in any way to someone who works for a school. You don’t have to live in Central Florida in order to have an account as CFE has partnered with credit unions from all over the country to make it more convenient to bank with them.
This card offers you 1% cash rebate for every $1 that you earn. At the end of every year, your rebate will be credited to your credit card account. If your account is paid off, you do not receive the rebate. The total possible rebate is $2,000.
CFEFCU Platinum Cash Visa Credit Card Terms
The terms for this credit card include:
- 10.25% to 17.75% variable APR for purchases, balance transfers and cash advances
- No annual fee
- No ATM Fees
- No balance transfer fee
- No cash advance fee
- 1% foreign transaction fee
- 17.75% penalty APR
- $15 to $25 late payment fee
- $25 returned payment fee
- No over the limit fee
CFEFCU Platinum Cash Visa Credit Card Verdict
While this card has nice terms and low interest rates, the one major downside is the limited cash rebate program. With only a $2,000 cap, if you are a big credit card user, this card isn’t going to reward you in the same way that cards with no caps will.
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