Chase offers many different credit cards, for those that want an excellent rewards card the Chase Sapphire Preferred card is an excellent choice. This rewards credit card is an especially good choice for those looking for a great frequent flier miles program.
Compare credit cards such as frequent flier mile rewards cards to the Sapphire Preferred card with the credit card chaser above!
Many factors will determine which rewards credit card will work best for you. The terms of the card often are not as important as how the rewards program works.
To see what other cardholders say about certain rewards programs you can review customer satisfaction ratings from JD Power and Associates
The Chase Sapphire Rewards Program
Unlike many rewards programs the Sapphire program has no limits on how many points the cardholder can earn and the points will never expire. The cardholder earns two points for every dollar they spend on travel or dining related purchases and one point for every dollar spent on all other purchases.
If the cardholder spends $3,000 with their Sapphire card in the first three months, the account is open they will be given 50,000 bonus rewards points. These 50,000 points are the equivalent of $625 that can be applied to the cardholder’s next travel plans.
The Chase Sapphire Credit Card Terms
The annual percentage rate for balance transfers and purchases is a variable rate of 15.24%. The interest rate for overdraft and cash advances is 19.24%. This credit card also has a penalty annual percentage rate of 29.99%. This means that if the cardholder ever goes over their credit limit, makes a payment late, or has a payment returned their interest rate would jump to this extremely high rate permanently.
The $95 annual fee for this credit card is waived the first year the account is active. There is a balance transfer fee of 3% with a minimum fee of $5 and a cash advance fee of 5% with a minimum fee of $10. There is no foreign transaction fee for this card.
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