This review is for the Cingular One Credit Card. The Cingular One credit card was offered at one time through Cingular Wireless, which is now AT&T. There is no longer a Cingular One credit card, or an AT&T credit card.
Are you looking for the perfect credit card? Use our simple credit card chaser tool to compare credit cards and find out what card is best for you!
Credit Card Options
Although there is no Cingular One credit card, there are many different options available if you are interested in obtaining a credit card.
It is important to make sure that you compare all the different credit card options available. With so many different cards available, it can be very confusing to try to decide which card is best for you.
Some cards offer no annual fee, which is a great option if you pay your balance off each month. When the balance is paid on time every month, there is no interest charged. With no annual fee, this would make the card free to use every month.
Other cards have an annual fee, but a lower annual percentage rate (APR). The APR is the amount of interest charged every month, so the lowed the APR the less the overall payment due.
Many credit cards offer rewards programs or making purchases with the card. These rewards can include cash back, airline mileage, discounts on future purchases, and more.
However, many cards that offer rewards also charge an annual fee and a higher annual percentage rate, so it is vital that you make sure the rewards program is worth the extra cost.
Your Credit Score and How It Affects Your Ability to Get a Credit Card
The higher your credit score, the more likely you are to get a credit card with a low annual percentage rate. Individuals with a low credit score will most likely not be able to receive a credit card with low rates. Learn more about how your credit score affects you at http://www.suzeorman.com/.
There are many online credit cards available to you from which to choose. Simply use the credit card chaser tool now!