This review is for the Cingular Wireless Credit Card. There is no information available about the Cingular Wireless Credit Card because it does not exist. Cingular Wireless is now known as AT&T, which also does not have a credit card. There are, however, AT&T gift cards that are available for purchase.
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These gift cards can be used to make purchases at any AT&T Wireless retail store and online at att.com. In addition, AT&T Wireless gift cards can be used to pay AT&T Wireless bills.
Credit Card Options
While no Cingular Wireless or AT&T wireless credit card exists, you can find many different types of credit cards available. Rewards cards, no annual fee cards, low annual percentage rate (APR) cards, and airline miles cards are all available, so it is important to take a close look at all the options.
If you pay your balance off each month, you should look into a credit card with no annual fee. An annual fee charged to a credit card each year whether or not you use it. In general, cards with an annual fee usually have a rewards program, mileage program or other benefits.
If you cannot pay your balance off each month, you should look for a credit card that has a low Annual Percentage Rate in order to keep your interest charges down. The interest is added to your balance each month.
Rewards Card Options
Some of the different types of rewards cards includes airline miles, cash back, merchandise, and more. Most cards that offer rewards have a higher APR and an annual fee to offset some of the costs associated with administering the rewards.
Be sure to research all the different types of credit cards to be sure that you pick the one that is best for you and your financial situation. Try a site like this one: http://www.smartmoney.com/.
Credit Card Limits and Balances
If you have credit cards with high credit limits, it is important to keep the balances fairly low. The higher the balance, the lower your credit score will be. In addition, if you have a higher percentage of usage on your cards, your credit score will be negatively affected. A lower credit score prevents you from getting better loan rates for a mortgage, cars, or credit cards.
There are many choices of online credit cards available to you. Simply use the credit card chaser tool now!