There aren’t many cards that benefit people who travel abroad, but the Citibank Citi ThankYou Premier Visa or MasterCard is a card that was designed specifically to limit the high fees that are often added on to foreign purchases. This card is only for people with great to perfect credit.
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The Citi ThankYou Premier card is a rewards card that offers point bonuses that can be used for cash back, airfare, travel, gift cards and more. You however, will not be able to qualify for this card if you have any bumps on your credit history when the company runs your credit report!
Citibank Citi ThankYou Premier Card Terms
There are some important things that you need to know about this card before you apply. For example, it has a $125 annual fee, although it is does not apply for the first 12 months of use. There is an additional fee of $50 annual for any other users you authorize for your account.
The interest rates are 13.99%, 17.99% or 22.99% based on your credit score. The lowest possible approval balance for this card is $2000. There is a penalty APR of 29.99%, which can last as long as Citibank chooses to apply it.
Citibank Citi ThankYou Premier Card Bottom Line
At first glance, this looks like a great card; however, there is a very high annual fee and the interest rates are a bit high considering the type of credit that you must have to get approval for the card. The best use of this card is for foreign purchases because there are no fees.
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