City County Credit Union of Fort Lauderdale Visa Youth Credit Card

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City County Credit Union of Fort Lauderdale Visa Youth Credit CardThis review is for the City County Credit Union of Fort Lauderdale Visa Youth Credit Card. This card is especially designed for young people between the ages of 13 and 17 to help them learn about the responsibilities of carrying a credit card. The card can only be opened with a parent or guardian, and their credit limit is fairly low, but the card does offer some educational benefits.

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City County Credit Union of Fort Lauderdale Visa Youth Credit Card Details

The annual percentage rate of the City County Credit Union of Fort Lauderdale Visa Youth Credit Card depends solely on the parent or guardians’ FICO credit score. The APR ranges from 8.9% if the credit score is 760 or higher to as high as 18.9% if your credit score is 649 or below. In fact, having a credit score below 649 is actually worse than having no score at all. No score gives you an APR of 15.9%.

There is no annual fee for the City County Credit Union of Fort Lauderdale Visa Youth Credit Card, and there is a 25-day grace period to make your payments.

City County Credit Union of Fort Lauderdale Visa Youth Credit Card Benefits

The City County Credit Union of Fort Lauderdale Visa Youth Credit Card is accepted at the millions of locations that Visa cards are taken, and using the card when you travel qualifies you for more than $1.5 million of accident insurance.

You can manage your account online, and set up automatic payments from any of your personal bank accounts.

City County Credit Union of Fort Lauderdale Visa Youth Credit Card Bottom Line

This card is an excellent option for a parent who wants to teach their child about using credit responsibly. A good place to learn about the importance of using credit wisely, especially in the college years, is at the College Board website.

Use the credit card chaser to compare credit cards today.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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