Claire’s Credit Card

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Claire's Credit CardClaire’s, formerly known as Claire’s Accessories, is a chain of retail stores that sells items that appeal to teen girls. After substantially researching the topic, it was discovered that Claire’s credit card is actually a gift card that can be preloaded with money. No information found indicates that a Claire’s credit card ever existed.

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Claire’s “credit cards” can be purchased online or in retail stores around the US. While patrons of the store can use other credit cards to make purchases, parents are encouraged to load Claire’s gift cards with money in order to teach their children how to spend responsibly.

Claire’s Credit Card Terms

While there is no real Claire’s credit card, the gift card has no applicable fees. These gift cards are valid for as long as Claire’s is in operation or until a time in which Claire’s changes its policies. Unlike student credit cards, Claire’s gift cards balances can only be checked over the phone. When a Claire’s gift card has a zero balance, the cardholder can opt to load more money on it, or purchase a replacement card.

College Board (http://www.collegeboard.com) suggests the use of gift cards and preloaded debit and credit cards until students can learn how to manage their money. If a Claire’s gift card is not used for an extended period of time, the card may need to be reactivated, but there is no charge associated with this service. However, if your Claire’s gift card is lost, you will not be able to get a replacement unless you have the original purchase receipt.

Claire’s Credit Card Benefits

Because Claire’s gift cards can be used to buy everything sold in Claire’s stores, consumers under the age of 18 are free to use them anywhere. When online purchases are made, the card number will need to be typed in along with a mailing address.

You can also give your Claire’s gift card to a friend to use freely as you will never be asked for identification in order to make a purchase. Claire’s gift cards are also good for use at other stores owned by Claire’s.

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