Clearview FCU Visa Platinum Rewards Credit Card

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Clearview FCU Visa Platinum Rewards Credit CardThis review is for the Clearview Federal Credit Union Visa Platinum Rewards Credit Card. This rewards card allows you to build rewards points that can be spent on many different items including merchandise and gift cards. The card is one of four offered by Clearview FCU, with the other cards being the Visa Platinum, the Student Visa and the Secured Visa.

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Clearview FCU Visa Platinum Rewards Credit Card Details

The annual percentage rate of the Clearview FCU Visa Platinum Rewards Credit Card varies between 10.24% and 17.99%, depending on many factors including credit worthiness and the prime rate.

There is no annual fee for the card, and the card offers a 25-day grace period to pay off your balance to avoid any interest charges. There are late fees, over the credit limit fees and returned payment fees that can be as high as $35 per incident.

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Clearview FCU Visa Platinum Rewards Credit Card Benefits

The Clearview FCU Visa Platinum Rewards Credit Card Details allows you to earn one point for every dollar you spend on eligible purchases. Once you build up a certain amount of points, they can be redeemed for travel packages and vouchers, or for various merchandise or gift cards.

There is a dedicated website that has a complete list of rewards available by point total. However, you cannot earn points for using the card for either cash advances or balance transfers.

The Clearview FCU Visa Platinum Rewards Credit Card Details also offers an emergency replacement benefit as well as emergency cash. If you use your card to rent a car, you are automatically covered with car rental insurance. Finally, you can receive up to $1 million of accident insurance while traveling if you used your card to book airfare.

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