The Coast Central Credit Union gives business owners many more options than other credit card issuers. At the time of application, consumers are able to specify the type of business credit cards that they are considering, as well as the amount of interest that they want to pay. Choosing between the gold or classic Coast Central Credit Union Business Visa credit card with a set or varying APR.
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Specific details including the number of years in business as well as identifying tax information is needed by the Coast Central Credit Union before a business line of credit will be approved. Business owners that are used to receiving instant approval credit cards will be surprised to learn that they can get a speedy reply when they submit their Coast Central Credit Union Business Visa credit card applications online.
Coast Central Credit Union Business Visa Options
Five credit cards can be issued at the time of application for the Coast Central Credit Union Business Visa. Each cardholder will have access to a portion of the line of credit, and will be responsible for repaying the total charges made.
While the actual business owner that originally applies for the Coast Central Credit Union Business Visa will be able to remove access from any of the additional cardholders, financial responsibility will remain at the discretion of the credit union. Credit limits on the Coast Central Credit Union Business Visa can be increased or decreased at the request of the cardholder.
Coast Central Credit Union Business Visa Details
Customers that qualify for the Coast Central Credit Union Business Visa with a fixed interest rate will have to pay the scheduled annual maintenance fee, which is $15. The amount of the line of credit issued by Coast Central Credit Union depends upon creditworthiness.
When the Coast Central Credit Union Business Visa is used at a merchant that uses a different form of currency, the cardholder will be charged .8% interest. Cardholders can review their balances and make service request online or at any Coast Central Credit Union location.
The Credit Card Act of 2009 prevents credit card consumers from having their interest rates from being increased for the first year on all new lines of credit.
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