Coast Central Credit Union Visa Classic Credit Card

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Coast Central Credit Union Visa Classic Credit CardThe Coast Central Credit Union Visa Classic credit card is one of the most basic personal credit cards offered by this financial company. All locations for the Coast Central Credit Union are in California, so you will need to be a state resident or have a closely related family member in the area to be approved for a credit card.

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Although some credit unions allow consumers to apply for credit cards without being members, the Coast Central Credit Union does not allow this. However, you can submit an application for credit union membership along with your credit card application at the same time. The recently passed Credit Card Act of 2009 details all of the rights and privileges of credit cardholders.

Coast Central Credit Union Visa Classic Interest Rates

Qualified Coast Central Credit Union Visa Classic credit cardholders will receive a 7.45% fixed interest rate. In order to receive a Coast Central Credit Union Visa Classic with this low interest rate, you will have to meet the credit requirements.

Less qualified customers will pay a variable rate of 14.95% interest or less. Variable interest rate Coast Central Credit Union Visa Classic credit cards can be converted at the cardholder’s request.

Coast Central Credit Union Visa Classic cardholders pay $10 for late payments and no more than $5 if their monthly payments cannot be processed. The Coast Central Credit Union does not increase the interest rates of its credit card customers if payments do not come on time.

Coast Central Credit Union Visa Classic Details

Buyer protection from Visa allows Coast Central Credit Union Visa Classic cardholders to have their charges refunded if their expectations are not made with specific purchases. This allows cardholders to have payment agreements that include monthly billing to be canceled if they are able to prove that the merchant did not uphold the bargain.

The Coast Central Credit Union Visa Classic credit card gives cardholders a 1% cash back bonus on regular purchases. Cash rebates from Coast Central Credit Union are issued by check.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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