The Coast Central Credit Union Visa Gold card has a very low interest rate; however, your application will have to be approved for the fixed rate credit card in order to receive the standard APR. Even the annual maintenance fee on the Coast Central Credit Union Visa Gold credit card is surprisingly low at $15.
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Cardholders have between 25 and 28 days to make payments on their Coast Central Credit Union Visa Gold credit cards before interest charges become applicable. The variable or set APR is the same on regular purchases as it is on cash advances and balance transfers. Customers pay no more than $10 in fees for each cash advance requested.
The federal government recently launched the MyMoney website to give consumers a comprehensive guide to debt and credit management.
Coast Central Credit Union Visa Gold Benefits
When you qualify for a Coast Central Credit Union Visa Gold credit card, you automatically receive 1% of the total charges you make back each year. Although the Coast Central Credit Union doesn’t offer any other rewards programs, you can receive a substantial amount of money if you use your personal credit cards to finance the majority of your everyday purchases.
Cardholders can request personalized credit cards for authorized users as long as they are also members of the Coast Central Credit Union. Authorized users do not have to be related to the account holder, but they must be at least 16 years of age.
Coast Central Credit Union Visa Gold Interest Rates
Coast Central Credit Union credit cardholders must make payments on the same day each month, which will be a minimum of $15 or 4% of their total balances. Applicants that receive Coast Central Credit Union Visa Gold credit cards with the set APR pay 7.45%.
Coast Central Credit Union Visa Gold cardholders with variable rates will need to review their statements to see their current interest charges. There is no annual fee on Coast Central Credit Union Visa Gold credit cards that do not qualify for the set APR.
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