The Coast Visa Signature Visa with REC REWARDS is a credit card offered by Barclays Bank Delaware via Barclaycard. Barclaycard has an average rating on JDPower.com.
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Coast to Coast, is a camping membership club. Simply put, if you travel via RV then this is a name that you are going to want to know. By taking advantage of their membership, you can save money on your space when you stop for the night. If you want to earn rewards while you’re doing it, then you want the Coast to Coast Visa Signature Card with REC REWARDS.
Coast to Coast Visa Signature Card Overview
The Coast to Coast Visa card is a rewards card designed to benefit you the most when you stay at a Coast to Coast resort. When you stay at a Coast to Coast owned property or you shop at one of their stores or use one of their services, you will earn five REC REWARDS points for every $1 you spend. You will receive one point for every $1 you spend on anything else.
Points for this card can be redeemed for gift cards, free camping, cash back, gas gift cards, merchandise and more. You will have to visit the Barclaycard site to redeem your points. You can also find a list of how many points are required to redeem certain items, such as BP gift cards, Coast to Coast membership and so on.
While the Coast to Coast Visa is not a bad credit credit card, it is a card that someone with less than perfect credit can qualify for. However, if you have a bankruptcy or recent late payments, you will be unable to qualify.
Coast to Coast Visa Signature Card Terms
The terms for this card include:
- No annual fee
- 13.99% to 24.99% variable APR for purchases and balance transfers
- 25.24% variable APR for balance transfers
- 30.24% variable penalty APR
- $10 or 5% cash advance fee
The penalty APR will be applied to all new and old purchases. When you make six payments in a row, the penalty APR will be removed from the purchases made prior to missing your payment, it will continue to apply to all new purchases.
In addition, the cash advance fee also applies to the purchase of travelers checks, lottery tickets, gambling credit, money orders, and wire transfers.
Coast to Coast Visa Signature Card Verdict
At first glance, this card seems pretty good, especially if you travel by RV extensively. However, the interest rates are very high unless you have perfect credit and the cash advance terms are high as well.
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