The Coastal Community Federal Credit Union is open to any U.S. resident. A membership fee is charged to consumers that do not have any professional or familial affiliation with the Coastal Community Federal Credit Union; however, they will also be permitted to apply for banking products and services. The Coastal FCU Community Visa credit card is a variable rate personal credit card available to enrolled members.
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There is not an introductory interest, however, Coastal FCU Community Visa credit card applicants can pay the lowest interest rate of 7.25% offered. JD Power does not list any credit cards backed by credit unions, but consumers can still review the most popular personal credit cards in the U.S. If you are more interested in qualifying for a low interest credit card than finding new rewards programs, the Coastal FCU Community Visa card might be exactly what you need.
Coastal FCU Community Visa Details
The Coastal Community Federal Credit Union only offers two credit cards, with this one having the best interest rates. If you decide to use your credit card to transfer a balance or to request a cash advance, you will still pay the same interest rate.
Similar to other credit unions with an online presence, consumers are able to request membership and submit their credit card applications online. If you do not qualify for the Coastal FCU Community Visa, you will be able to review a manual account review on a later date.
Coastal FCU Community Visa Interest Rates
These low interest credit cards are set at between 7.25% and 13.5% APR. Late fees for payments on the Coastal FCU Community Visa are $25.
Cardholders do not have an applicable default interest rate with these credit cards, but any account that falls behind is subject to closure. Coastal FCU Community Visa cardholders will have to pay 1% interest on top of the APR if they make purchases while traveling abroad or where currency conversion is necessary.
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