The Platinum Plus Visa with Rewards from CoastHills Federal Credit Union is a rewards credit card for people with very good or perfect credit. It isn’t a bad credit credit card since CoastHills does not offer a credit card for people who have bad credit.
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The CoastHills FCU Platinum Plus Visa card is a bit different from other rewards cards. The reason for this is that the interest rate for the rewards credit card is actually lower than the interest rate for the CoastHills classic credit card. Typically, rewards cards have the higher interest rate.
CoastHills FCU Platinum Plus Visa with Rewards Card Overview
This card is a low interest credit card and a rewards credit card. You can get one point for every $1 that you spend with this card. These points are redeemable at Score Card for gift cards, merchandise and for travel options.
There is no bonus rewards for this credit card. In addition, there are no bonus purchases that you can make to earn points faster.
CoastHills offers the same benefits for all of their personal credit cards, which includes:
- No cash advance fees
- No annual fee
- Travel accident insurance – $150,000
- Rental car insurance
- Lost or delayed baggage insurance
CoastHills FCU Platinum Plus Visa with Rewards Card Terms
The terms of this credit card are a pain to read. Yes, they abide with the Federal Reserve credit card rules in terms of explaining everything. However, there is no simple list of the interest rates, fees and so on. Before you get access to this information, you have to fully apply for the card.
You will find that this is a low fee credit card. There is no annual fee, cash advance fee, balance transfer fee or ATM fees. There is a penalty APR that is based on your credit score and a foreign transaction fee, which is based on your purchase total. The APR starts at 8.25%.
CoastHills FCU Platinum Plus Visa with Rewards Card Verdict
This card has a great low starting interest rate and it’s nice that this is a rewards credit card as well. It would be even nicer if there were a faster way to earn rewards. In addition, those of you with credit scores under 750 shouldn’t apply for this card.
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