The Columbus Bank and Trust (CB&T) MasterCard Business Platinum credit card is designed specifically for small businesses. This is a rewards credit card that helps you to build credit for your business by reporting to good standing to business credit agencies such as Dun & Bradstreet.
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While you will have to act as the guarantor for your account, which means that you are ultimately responsible for the repayment of your debt, this card provides your business with the opportunity to build credit, something that is notoriously difficult for small businesses to do.
CB&T MasterCard Business Platinum Credit Card Overview
This credit card, much like the Visa credit card from CB&T is designed with perks geared toward travel. This rewards card allows you to earn one point for every dollar that you spend and, like all the other rewards credit cards, you can combine spending totals from other CB&T cards to boost your bonus earnings. Points can be redeemed for travel, gift certificates, and merchandise.
This card offers travel accident insurance of $500K as well as lost luggage reimbursement should your luggage get lost during travel. In addition, you will receive a $1,000 insurance policy against identity theft.
In order to apply for this credit card, you will have to visit CB&T personally. They will not send you an application in the mail and you do have to have an account with the bank in order to apply.
CB&T MasterCard Business Platinum Credit Card Terms
CB&T does not provide the terms for this credit card on their website. In order to learn the terms you have to visit them at the bank. They do claim that this is a low interest credit card and considering that most of their credit cards start at a 7.25% interest rate for people with perfect credit, it is likely that this card truly does have a low APR.
CB&T MasterCard Business Platinum Credit Card Verdict
It is hard to say whether this is a good card for your business. Certainly, if you need to improve your business’s credit score, then you will need a card like this one. However, without information about the terms for this business credit card, there can be no final recommendation.
You can compare credit cards online with the free credit card chaser tool at the top of this page!
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