This review is for the Commerce Bank Royals MasterCard with Rewards. This card is specially designed for fans of the Major League Baseball team known as the Kansas City Royals. The card offers many different benefits, including the ability to receive Royals merchandise and memorabilia, as well as private invites to events that taken place at the Royals home stadium, Kauffman Stadium.
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Commerce Bank Royals MasterCard with Rewards Details
The Commerce Bank Royals MasterCard with Rewards offers an outstanding introductory rate of just 3.99% on new purchases and balance transfer for a total of six months. After the six months has passed, purchases and balance transfer will have a rate of anywhere between 14.24% and 20.24% annual percentage rate.
There is no annual fee to have the Commerce Bank Royals MasterCard with Rewards, and you can earn one point for each dollar you spend on Royals merchandise. In addition, the Commerce Bank Royals MasterCard with Rewards offers an additional three points for each dollar in interest that is added to your monthly balance.
Commerce Bank Royals MasterCard with Rewards Benefits
There is no cap on earning points, and the number of reward points you earn each year is unlimited. Additionally, you have a total of four years to both earn points and then redeem them before the expiration date.
The Commerce Bank Royals MasterCard with Rewards Details offers online statements and the ability to set up auto pay. The card also includes a zero liability program that protects you from unauthorized purchases made if your card is lost or stolen, as well as complementary travel accident insurance for up to $100,000.
Commerce Bank Royals MasterCard with Rewards Details also provides 24 hour a day customer service.
Commerce Bank Royals MasterCard with Rewards Bottom Line
This card is an excellent choice if you are a Kansas City Royals fan and live in the Kansas City area. As the rewards are geared towards Royals fans with merchandise and access to the baseball stadium, this card would not make sense for someone who was not a fan of the Royals or baseball.
There are plenty of options available for other cards with similar benefits.
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