Community Credit Union of Florida Visa Platinum Secured

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Community Credit Union of Florida Visa Platinum SecuredOn the Community Credit Union of Florida website, they only have two personal credit cards listed. These cards are the Visa Platinum credit card and the Share Secured Visa Card. While there is no Visa Platinum Secured credit card listed on the main credit card page it is under the terms and condition page. This could mean that the Share Secured Visa and Visa Platinum Secured credit cards are the same card that has had two different names.

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A secured credit card is a great way for someone to get his or her damaged credit back on track. For other advice on repairing damaged credit, the cardholder can go to

Community Credit Union of Florida Visa Platinum Secured Credit Card Terms

There are not as many fees associated with this credit card as there are with most. There is no annual fee, which is common, but there is no fee for balance transfers or cash advances, which is not common at all. The fee for foreign transactions will be either .80% or one percent depending on the type of transaction.

If the cardholder is late with their payment by ten days or more then they can be charged up to $35. They will pay the same fee amount if a payment is returned or goes over their line of credit. The cardholder will have to pay $25 to replace a lost or stolen credit card or if they need an additional card.

Most secured credit cards have very high interest rates, but the interest rate for this card is only seven percent. This very low rate applies to cash advances, balance transfers, and purchases. It is very rare for a credit card’s cash advance interest rate to be the same as the other interest rates. This rate is typically higher than both purchase and balance transfer rates.

Avoid Paying Interest

The quickest way for credit card debt to get out of hand is the accumulation of interest. The cardholder should always try to pay more than the minimum amount due and should pay their full balance whenever they can to avoid any extra interest.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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