A credit card such as the Community First Credit Union Business Visa Credit Card can be a vital tool for any type of business. Small businesses in particular benefit from having a good business credit card. If there is an emergency that requires a purchase that the business has not budgeted for, a credit card could be the only thing that keeps things running smoothly.
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A business owner has so much to deal with on a daily basis that worrying about having the best credit card often gets pushed to the back of their mind. Websites like this one offer a great way for business owners to make an informed decision quickly. If the business owner also wants to read consumer reviews, they can go to consumer ratings sites like JD Power and Associates.
Terms of the Community First Credit Union Business Visa Credit Card
Business credit cards tend to have higher annual percentage rates than personal credit cards. The interest rate for this card is 15%. While this is low, compared to the majority of business credit cards on the market, it is higher than the other credit cards offered by the Community First Credit Union.
The cash advance fee is also lower than average. The fee is 3% of the amount being advanced with a minimum fee of $10 and a maximum amount of $50.
Membership Requirements for the Community First Credit Union
One of the main differences between a bank and a credit union is that members of a credit union have to meet certain criteria to join while anyone can sign up at a bank. Members are typically required to live in a certain area.
This credit union requires their members to live, go to school, or work in certain counties in Wisconsin. The counties are:
- Green Lake
- Fond du Lac
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