The Community First Credit Union of Florida Platinum Rewards Visa Credit Card is a great choice for their members that want to earn extras for making everyday purchases. This rewards card lets them earn points that they can exchange for things like electronics or cruise tickets.
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A rewards credit card is an outstanding choice for someone that travels a lot and wants to earn free plane tickets with frequent flier miles. It can also be useful during the holidays since some people like to save their points all year and then do some of their holiday shopping with them. It is like getting free gifts!
While this site can give you a great idea on the different rates available, a consumer ratings site such as JD Powers and Associates will let you see what other cardholders have to say.
How a Rewards Credit Card Works
The way a rewards card works is pretty simple. For each dollar the cardholder spends, they will earn one or more points. After a certain number of points have been reached, the cardholder can swap them for a reward.
There is another type of rewards card known as a cash back credit card. This card works under the same principle as a rewards card except instead of trading their points for merchandise they get cash. Some cash back cards use a percentage system instead of a points system, but the basic idea still applies.
Membership Requirements of the Community First Credit Union of Florida
Like most credit unions, the Community First Credit Union of Florida requires their members to work, live, go to school, or go to religious services in a certain area. In this case, the Northeast Florida area including the following counties:
- Baker
- Duval
- Clay
- Nassau
- St. Johns
- Putnam
- Flagler County
If a member retires and moves away, they can still be members. This also applies to someone that is alumni of a college in these counties that was a member before graduation.
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