This review is for the Cornerstone Community FCU Visa Share Secured Credit Card. While it is one of the five cards offered by the Cornerstone Community Federal Credit Union, it is the only secured credit card.
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A secured credit card means that the credit limit is set by the initial deposit from the cardholder. That deposit is considered the security that creates the amount that can be borrowed. These cards are generally for individuals who are looking to rebuild their credit and cannot qualify for a traditional credit card.
Cornerstone Community FCU Visa Share Secured Credit Card Details
The Cornerstone Community Federal Credit Union also offers the Visa Platinum, Visa Gold, Visa Classic and Visa Student cards to its members.
You can easily access your credit card account online through the Cornerstone Community Federal Credit Union website, as well as set up automatic payments through your Cornerstone Community FCU savings or checking account.
To find various consumer reviews of credit cards and credit card companies, visit the JD Power and Associates website.
Cornerstone Community FCU Visa Share Secured Credit Card Benefits
Some of the benefits of the Cornerstone Community FCU Visa Share Secured Credit Card include complete fraud protection in case unauthorized purchases are made if your card is lost or stolen.
You also qualify for automatic car rental insurance, which covers you for any damage to an automobile that you rent with your Cornerstone Community FCU Visa Share Secured Credit Card.
Travel accident insurance and warranty extension coverage is also offered to you as a cardholder. This means that if you are involved in an accident or are injured while traveling, you are covered. In addition, if you make a large purchase with the card, you automatically get the manufacturer’s warranty doubled.
Read customer reviews and learn more about credit card companies by visiting the Better Business Bureau website.
Cornerstone Community FCU Visa Share Secured Credit Card Bottom Line
While there is no annual fee and many benefits available with this card, be wary of secured credit cards for bad credit that charge fees and have a high annual percentage rate. Remember that with a secured credit card, the money you are borrowing is your own.
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