Corning Credit Union Visa Classic Credit Card

Corning Credit Union Visa Classic Credit CardThis review is for the Corning Credit Union Visa Classic Credit Card. One of two consumer cards offered by Corning Credit Union, the other is a Visa Platinum Card. In addition, Corning Credit Union also offers a Business Visa Card.

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Corning Credit Union Visa Classic Credit Card Details

The Corning Credit Union Visa Classic Credit Card offers a credit card introductory annual percentage rate of 4.9%. This rate is valid for the first 12 months after the card is opened. Following the introductory period, the interest rate increases to between 9.99% and 16.99% depending on several factors including your credit score.

There is no annual fee for the card, as well as no credit card balance transfer fee or cash advance fee. In addition, there is a $20 late fee charged when a payment is made late, however, there is no returned payment fee or over the credit limit fee.

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Corning Credit Union Visa Classic Credit Card Benefits

The credit limit for the Corning Credit Union Visa Classic Credit Card begins at $5,000, making it an attractive card for people who rely on their credit card for large purchases. In addition, there is complete online access to the credit card, as well as a 25-day grace period on all charges. This means that you have 25 days to pay off your entire balance without receiving any interest charges.

All cardholders are also eligible for the Visa fraud protection program, meaning that any unauthorized charges made on your card after it was reported stolen or lost are not your responsibility.

Additional benefits include car rental insurance and travel accident insurance. Finally, if you have a checking or savings account with the Corning Credit Union, you can easily set up automatic payments to be deducted from your account.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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