The Credit First National Association Commercial Tire credit card comes with an introductory no interest promotional offer when cardholders pay down their entire balances within the initial six-month period. Cardholders are able to finance basic repair services for their personal vehicles, including tire purchases and related maintenance services. Both Firestone and Goodyear are associated with the Credit First National Association, which is not a Better Business Bureau accredited company.
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Since Credit First National Association Commercial Tire credit cards can only be utilized to pay for car repair services, consumers should only apply if they currently own or lease a vehicle. The late fees charged depend on the cardholders’ balance. Balances that exceed $100 are subject to a $35 payment when delinquent payments are made. Cardholders that maintain a balance that does not go over $100 are only liable for $15 in late fees.
Credit First National Association Tire Credit Card Interest Rates
All qualified applicants who receive the Credit First National Association Commercial Tire credit card will pay 22.8% interest on charges. Because account holders only have the option of using these cards to buy new car tires, vehicle accessories or other services offered by Commercial Tire companies, the option to transfer balances is not available.
Penalty interest rates, foreign transaction fees and other similar convenience charges are not applicable. Cardholders will have to pay at least $1 each billing cycle in interest, even during the six-month promotional period in order to hold up their end of the agreement.
Credit First National Association Tire Details
Credit First National Association Commercial Tire credit cardholders have to finance a minimum of $249 of vehicle maintenance related charges on their cards to qualify for the zero percent interest promotion. Consumers that receive these personal credit cards will still be responsible for paying the minimum monthly balance every billing period.
These credit cards are only valid at Commercial Tire owned stores. Credit First National Commercial Tire credit cards come with no annual fees.
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