Credit First National Association Hibdon Tires Plus Platinum Credit Card

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Credit First National Association Hibdon Tires Plus Platinum Credit CardIf you are looking for a credit card exclusively designed to help you pay for services or tires for your car, then you may want to consider the Credit First National Association Hibdon Tires Plus Platinum credit card. This credit card is a department store credit card specifically designed for vehicle tires and maintenance purposes.

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When you choose a credit card like this one, something that you have to keep in mind is that it carries a high interest rate. What’s more, if you have perfect credit, you are going to pay the very same interest rate as someone who has a bankruptcy or repossession on their credit report!

Credit First National Association Hibdon Tires Plus Platinum Overview

This credit card is accepted at all Tire Plus facilities in the country, of which there are over 500. In addition, this car is also valid at all Bridgestone Firestone locations, of which there are over 5,000!

While this isn’t a rewards credit card, you will get a 5% discount off your total purchase price when you use your card at any Bridgestone Firestone location. This does not apply to Tire Plus locations, however.

If you spend $249 or more on your credit card, you automatically qualify for six months of no interest on your purchase. After six months, the total interest will be applied to your account. It is imperative that you pay off your purchase total in those six months in order to take advantage of the no interest offer.

Credit First National Association Hibdon Tires Plus Platinum Terms

You will find that the terms for this card are in compliance with the Federal Reserve. However, what they don’t tell you is that some of the things that they say, such as their terms can change for any reason at any time, require the company to contact you 90 days prior to the change before they are allowed to make the change.

The interest rate for this card is 22.8%. You will find that there is no annual fee and the late payment fee will depend on how many times you have been late and what your balance is on your credit card. There is also a returned payment fee of up to $35.

Credit First National Association Hibdon Tires Plus Platinum Verdict

This credit card could turn out to be a lifesaver, especially for those of you who don’t qualify for a low interest credit card or higher credit limits with more traditional credit cards. However, if you have better than average credit, you should consider a Visa or MasterCard instead. You can get lower interest rates, as well as earn reward points when you use your card.

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