Consumers living in Pennsylvania or New York will be able to successfully apply for the Credit First National Association Kost Tire credit card. Kost Tire and Auto Care is based in Binghamton, New York. After first being accredited with the Better Business Bureau in 1981, Kost Tire and Auto Care has addressed nine complaints in three years.
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These branded credit cards give vehicle owners the benefits of more finance options. Buying multiple sets of tires can be difficult for most consumers to afford, which means that a line of credit with the Credit First National Association has several selling points. With no interest to pay for the first six billing cycles on these low introductory rate credit cards, cardholders can buy as many tires and vehicle accessories as they need.
Credit First National Association Kost Tire Details
There are a limited number of stores that cardholders can use their Credit First National Association Kost Tire credit cards at. Included in the list of approved merchants are all Kost Tire and Auto Care locations. Balances can be carried, but account holders need to pay the minimum finances charges on time each month, even once the six-month promotion has expired. Both late fees and account closure is possible with delinquent accounts.
Spouses and other consumers 16 years and older can be added to credit card accounts at the request of the authorized user. Credit First National Association encourages cardholders to use their paperless billing option instead of receiving bills through postal mail.
Credit First National Association Kost Tire Fees
Although cardholders may pay a maximum of $35 in credit card penalty fees for payments that post after the due date, there are not any other surprises. The Credit First National Association Kost Tire line of merchant credit cards have a 22.8% set interest rate.
Credit cards issued by Credit First National Association have no yearly membership charges. Although this credit card issuer does not state what its minimum line of credit is, at least $250 is offered to all qualifying applicants.
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