The Credit First National Association Peerless Tire credit card is a department store credit card that can be used at over 6,000 locations in the United States. This credit card is designed for use as a way to buy tires and/or pay for the maintenance that you car needs.
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The Credit First National Association Peerless Tire credit card is not a low interest credit card or a bad credit credit card. In fact, it is a high interest credit card that can cost you a lot of money if you don’t pay off your balances early.
Credit First National Association Peerless Tire Credit Card Overview
If you use this card right, it could prove to be a valuable resource. You see, there is currently an offer on the table for this card allowing you to pay no interest for six months on your purchases that total $249 or more. If you don’t pay off your balance in six months, the interest will be accrued from your purchase date for the total purchase amount.
If you do pay off your total in six months, then not only did you find an affordable way to give your car the care that it needs but you also prevented yourself from paying any additional fees in the process.
This credit card, like all credit cards today, meets the requirements set out by the Federal Reserve for credit card rules. If you have any questions about the terms and conditions for this or any other card, the Federal Reserve site is where you will want to go!
Credit First National Association Peerless Tire Credit Card Terms
The terms for this card are limited. You are not responsible for any fraudulent uses of your card; however, if you don’t report the loss or theft of your card within 24 hours, you will be responsible for any unapproved use!
As mentioned above, this is a high interest rate credit card with an APR of 22.8%. However, all of the other fees associated with this card are reasonable. In fact, there are only late payment fees and returned payment fees, there are no other fees to speak of!
Credit First National Association Peerless Tire Credit Card Verdict
If possible, you should avoid high interest credit cards. If, however, you have no choice and you find that you cannot pay for the repairs on your vehicle, then this card may prove to be ideal.
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