The Tires Plus Platinum credit card is a department store credit card that allows you to use your card for tires or for servers to maintain or repair your vehicle. This card is designed to help you manage the cost of car care by allowing you to make low monthly payments for the services that you need.
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The Tires Plus Platinum credit card is offered by Credit First National Association. This bank specializes in credit cards for tire and garage services. The terms for all of their credit cards are the same; however, the place where you can use your card will vary depending upon the card that you choose.
Credit First National Association Tires Plus Platinum Credit Card Overview
The Tires Plus Platinum credit card is a card that can be used only at Tire Plus facilities. The good news is that they have garages in over 500 locations where you can purchase tires as well as get services for your vehicle.
Credit First currently has an offer in place that allows you to spend $249 or more dollars and not pay any interest for six months. This applies to all purchases that exceed the $248 price tag. The interest is retroactive, which means if you don’t pay off your balance in six months, you will be charged for all of that interest for all of those months in a single statement.
This is not a low interest credit card nor is it a bad credit credit card. You can apply and qualify for this card with fair credit, however, the better your credit the higher your credit limit is going to be.
Credit First National Association Tires Plus Platinum Credit Card Terms
The terms for this credit card comply with the Federal Reserve rules, and include:
- No annual fee
- No penalty APR
- 22.8% fixed APR
- Late fees based on your card balance
- $35 returned payment fee
Credit First National Association Tires Plus Platinum Credit Card Verdict
As with all of the cards from Credit First, this is a card with a high interest rate, which is not a good thing if you plan to carry a balance on your credit card. You might want to consider other options before choosing this credit card.
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