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Credit One Bank Credit Card

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Credit One Bank Credit CardThe Credit One Bank credit card offers anyone with less than perfect credit the ideal opportunity to rebuild his or her credit through the responsible use of its product. Offering both MasterCard and Visa, Credit One has an option for anyone who needs to build his credit as expediently as possible.

Before selecting any bad credit credit card, it makes sense to compare the different options available to you. If you have a poor credit rating, your choices are more limited than they have been in a long time. The economic downturn has led many financial institutions to tighten their guidelines. Therefore you will have a limited number of credit cards to choose from.

When you are ready to start comparing and contrasting the different high-risk credit card options for those with poor credit, put a free online credit card comparison tool to work for you.

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Credit One Bank Credit Card Features and Benefits

Credit One Visa Platinum is a high status card that gives you more buying power than the average credit-building credit card. It offers a credit line of up to $1500, which is higher than many comparable cards. Automatic increases in your credit line occur regularly upon review of your use. The company updates all the major credit bureau monthly, so you can see your credit score rising rapidly.

As with many credit cards, the Credit One Bank Credit Card offers $0 fraud liability. It also offers an auto rental collision damage waiver, travel accident insurance and an optional credit protection program.

A Fun Credit One Bank Credit Card Advantage

One of the simply fun advantages that sets the Credit One Bank Credit Card apart from so many others is the “Design My Card” option. You get more than a choice of images to pick from for your credit card, you can actually upload your own image, so you get a completely unique card just for you.

Comparing Credit One Bank Credit Card

This credit card has a very hefty annual fee of $75. This is even higher than many of the other high-risk credit cards out there. The annual percentage rate is just below the 24% mark, making it very high also. However, the advantages to this card can easily outweigh the disadvantages, especially if you use it wisely.

Start comparing Credit One Bank Credit Cards and others now to find the right credit card for you.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

5 Cardholder Reviews for the “Credit One Bank Credit Card”

  1. Glynda says:
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    High rates $35.00 late fee for being 1 hour late horrible customer service!!

  2. Renee says:
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    This company will take advantage of desperate users!
    When calling customer service, you will hold FOREVER! Most cases the line will disconnect before anyone speaks. If you do happen to get ahold of a person they hardly speak English.
    I racked up a balance of $513.01 on my card. I decided to go online and pay off my balance on the 16th of the month. When I received my next statement it showed my payment in full on the 16th and then an interest charge applied on the 24th. When I inquired, I was told there was daily interest charged. Since they don’t process the day you pay, you will never be paid in full, UNLESS you call them and make your payment by phone. They conveniently charge $9.95 for every phone payment.
    So look out for HIDDEN FEES galore and do not ever expect to be paid off!
    One of my worst cards ever!

  3. sarah says:
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    Shameful. I think this card should be illegal. I got the card with a $300 balance to pay my property taxes which are $300, not realizing that I would be billed $103 before I even had a chance to use the card. I thought this had to be a mistake or that some scammer had made a purchase on my account. As it turns out, I guess. I was right. This card charges crazy fees that accumulate whether the card is used or not. So now I still owe $300 for property taxes plus an additional $103 to this credit card company for ???????????? Sounds like a scam to me!

  4. Mae says:
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    Credit one Visa I had this card for 3 years and no problem pay on time and they increase my limit 2 to 3 time within the 3 years.Ii never had a problem if you pay on time no problem. Nothing negative to say they help build my credit is awaesome.i now have store crdit card and Visa with a limit of 2800.00.

  5. Rene says:
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    I had to come to terms 1st with myself. I had to accept I screwed my credit, not the sub prime credit card companies. To have a normal credit card to rent a car, etc this is one of the choices, but yes you have to pay a price for your mistakes and they take the risk on you. Which is part of the reason the fees are high, the interest is high, but no excuse for the terrible customer service. If your late by a minute, yes they charge you a fee and report it late. If you go over the limit they are relentless in calling you to pay, even if the over limit was due to there charges. bottom line just like the sub prime market for cars, buy here pay here you are treated like what we created sub standard card holder and service is terrible. Time to take in the chin and rebuilt part of the price you pay when you mess up.

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Less than $2,500 More than $2,500
Always Never Sometimes