Credit Union 1 knows that some of their members want more than just a basic credit card. As a way to make sure their members are happy, they offer a Visa® Platinum credit card that is part of the ScoreCard Rewards program.
The credit card chaser tool above is an excellent and quick way to compare rates!
A rewards credit card lets the cardholder earn special merchandise and travel rewards for making regular purchases. They will earn points with every purchase and can then exchange these points for special rewards. To learn more about the benefits of reward credit cards go to SmartMoney.
Terms of the Credit Union 1 Visa® Platinum Credit Card
This credit card offers a very low regular interest rate. For the first six months, the cardholder will have a credit card introductory APR of 6%. After those first six months, they will have an 8.8% interest rate. This is a very low interest rate and the fact that this rate applies to purchases, balance transfers, and cash advances is even more unusual. The rate for cash advances is usually much higher.
There is no annual fee for this card as well as no balance transfer fee. If the cardholder makes a cash advance they can expect a 2% fee with a minimum charge of $20. The fee for foreign transactions is only 1% with no minimum charge. The fee for late payments and returned payments is $25. If the cardholder has to have their card replaced, they will be charged $5.
Credit Union 1 Visa® Platinum ScoreCard Rewards
Some people think that rewards credit cards only let people earn frequent flyer miles, but there are many more things the cardholder can earn. The cardholder can redeem points for computer games, headphones, DVDs, clocks, digital cameras, and other electronics.
The cardholder can also earn rewards for their home like wine glasses, picture frames, tools, fire alarms, cutlery, gift baskets, and art. If the cardholder did want to exchange their points for travel credit card rewards they could get a lot more than frequent flyer miles includes hotel stays and cruise tickets.
The easiest way to compare credits cards is right on this page!
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