Credit Union 1 Visa Platinum Credit Card

Credit Union 1 Visa® Platinum Credit CardCredit Union 1 knows that some of their members want more than just a basic credit card. As a way to make sure their members are happy, they offer a Visa® Platinum credit card that is part of the ScoreCard Rewards program.

The credit card chaser tool above is an excellent and quick way to compare rates!

A rewards credit card lets the cardholder earn special merchandise and travel rewards for making regular purchases. They will earn points with every purchase and can then exchange these points for special rewards. To learn more about the benefits of reward credit cards go to SmartMoney.

Terms of the Credit Union 1 Visa® Platinum Credit Card

This credit card offers a very low regular interest rate. For the first six months, the cardholder will have a credit card introductory APR of 6%. After those first six months, they will have an 8.8% interest rate. This is a very low interest rate and the fact that this rate applies to purchases, balance transfers, and cash advances is even more unusual. The rate for cash advances is usually much higher.

There is no annual fee for this card as well as no balance transfer fee. If the cardholder makes a cash advance they can expect a 2% fee with a minimum charge of $20. The fee for foreign transactions is only 1% with no minimum charge. The fee for late payments and returned payments is $25. If the cardholder has to have their card replaced, they will be charged $5.

Credit Union 1 Visa® Platinum ScoreCard Rewards

Some people think that rewards credit cards only let people earn frequent flyer miles, but there are many more things the cardholder can earn. The cardholder can redeem points for computer games, headphones, DVDs, clocks, digital cameras, and other electronics.

The cardholder can also earn rewards for their home like wine glasses, picture frames, tools, fire alarms, cutlery, gift baskets, and art. If the cardholder did want to exchange their points for travel credit card rewards they could get a lot more than frequent flyer miles includes hotel stays and cruise tickets.

The easiest way to compare credits cards is right on this page!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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