The Creighton University Credit Card is a Platinum Edition Visa Card that shows your BlueJay Pride. As with so many credit cards affiliated with universities, it appeals to students and former students who are proud of their alma mater.
However, each credit card has slightly different terms and should be compared based on its merits and features before making a decision as to which card would best meet your needs.
The Creighton University Credit Card Features and Benefits
There is a 0% introductory APR for purchases made in the first 6 months you have your Creighton University Credit Card. You also get:
- 90 day purchase protection
- Double manufacturer warranties
- Travel assistance
- Travel accident insurance
- 25% off car rentals from select companies
As with many cards, there is 0% fraud liability charge, as well as built-in identity theft features. Online banking is another typical feature of this type of card. One of the more unique features is that you can even create a completely customized credit card using an image of your choice.
Responsible Use of Creighton University Credit Card
By committing to responsible use of the Creighton University Credit Card, you can build credit if you are a recent grad, a student or an alumnus as you support your college. However, having a credit card with good terms and conditions is exciting and can entice you to spend more than you should. Being responsible means budgeting and committing to spending within your income level and should be your goal.
Comparing the Creighton University Credit Card
The Creighton University Credit Card offers a very reasonable 11.99% to 18.99% APR, following the introductory offer. This is much better than APRs found with many other credit cards. Terms and conditions of the contract must be respected in order to maintain such advantageous rates. There is also no annual fee with this credit card, another significant advantage over many cards out there.
Take the time to start comparing credit cards now, including the Creighton University Credit Card.