Cyprus Credit Union Student Visa Credit Card

Cyprus Credit Union Student Visa Credit CardA student credit card is a great tool for teaching young people how to be responsible with credit cards from an early age. The Cyprus Credit Union student visa cred card is available to high school students that are ready for the responsibility and potential dangers of credit cards, and who want to start building their credit score.

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It is very important for people around or under 18 seeking credit cards to know the proper way to use them. Most people are around 18 when they get their first credit card and it can often seem like free money since they do not have to pay it back right away and do not have to pay it back all at once. This type of thinking can cause the cardholder to get into serious debt before they realize it. For great information on how to handle credit cards no matter how old you are go to MyMoney.gov.

How to Apply for the Cyprus Credit Union Student Visa Credit Card

Since this is such a unique type of credit card, there is a more unusual application process. The cardholders first have to take an online course through the Cyprus Credit Union called “Credit Cards 101.” The applicant is required to score at least 80% on the test to be considered for the credit card.

The applicant must then provide proof of some type of monthly income. The applicant does not have to have a traditional job; working as a babysitter or other common teenage jobs is fine as long as they can provide proof of income. The applicant then has to have a cosigner for the credit card; this would most likely be their parent or guardian.

Terms of the Cyprus Credit Union Student Visa Credit Card

This card has a very low interest rate of 8.75%. This is uncommon since cards meant for younger people tend to have very high interest rates. The main reason the interest is so low for this card is that there is a cosigner and a credit limit of $300.

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