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Some people can find it difficult to control their credit card debt. Letting credit card debt get out of control can have a very negative effect on someone’s credit score. Since having a good credit score is so important, everyone should know how things like credit cards affect their score. Suze Orman is a great source for solid credit card advice.
Terms of the Cyprus Credit Union Visa Platinum Credit Card
This credit card has a variable interest rate of 8.9%. This interest rate is not just for purchases, but for cash advances and balance transfers as well. The cardholder will not have to pay any transaction fees or an annual fee for this credit card.
If the cardholder’s monthly payment is late by more than ten days, they will be charged a $20 late fee. If their card is stolen or lost, the cardholder will have to pay a $15 card replacement fee.
Cyprus Credit Union Visa Platinum Credit Card and Balance Transfers
This card option can be an excellent choice for someone that wants to make a balance transfer. A balance transfer is when someone takes the balance from a credit card with a high interest rate and transfers it to a credit card with a lower rate to save money on interest payments.
The reason this is an excellent choice for credit card balance transfers is that the interest rate is so low. In addition, there is no fee for balance transfers, which will save the cardholder as well. Often people like to use credit cards that offer zero interest introductory rates for balance transfers. This is only a good idea as long as the cardholder pays off the transferred balance in full before the zero interest period is over.
By using our tool, you can compare credit cards with no hassle!
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