The Visa Platinum Plus credit card offered by the Cyprus Credit Union combines a low interest Platinum card with a rewards credit card. With this, the cardholder can earn special rewards while also enjoying a lower than average monthly interest rate.
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Even though rewards credit cards are an excellent choice for people that travel a lot or use their credit card to make the majority of their purchases it is important for the cardholder to not let their spending get out of control just to earn extra points. Also, some rewards credit cards are not the great deals they appear to be at first glance. To see what other cardholders have to say you can go to the JD Power web site.
Terms of the Cyprus Credit Union Visa Platinum Plus Credit Card
The interest rate for this card is a variable credit card interest rate that starts at 10.90%. While this rate is a little higher than the interest rate of the Visa Platinum card offered by the Cyprus Credit Union it is still much lower than most rewards credit cards. This credit card also has no penalty interest rate, which is a very good thing.
There is no annual fee for this credit card and no fee for balance transfers. There is a cash advance fee of 1.5%, which is very low and the foreign transaction fee is the same. There is a $20 fee for payments that are made late.
Rewards Available with the Cyprus Credit Union Visa Platinum Plus Credit Card
Most people use their rewards credit cards for travel rewards as a way to save up for a vacation or to save money if they travel a lot for work. With this card, the cardholder can also redeem their earned points for cash, gift certificates, and special rebates. With enough points, the cardholder could earn a credit card cash back reward up to $1,000.
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