If you have bad credit or no credit history and you are a member of the Digital Federal Credit Union, you may want to look into the DCU Visa Platinum Secured Credit Card. This card works like a credit card but the money in your credit union account secures it.
Use the credit card chaser tool on this page to compare online credit cards right now.
DCU Visa Platinum Secured Credit Card Features
As a secured credit card, the Visa Platinum card from DCU offers you a way to have the convenience of a credit card while building your credit. If you don’t have a credit history or it is poor, many credit card companies will not approve you for a credit card. With this secured card, you will enjoy the same benefits as other kinds of credit cards (like rewards credit cards, for example) without the worry of going into credit card debt.
The Visa Platinum Secured credit card is linked to your savings account so your credit limit is equal to the amount of money in your account. The benefit of this is that you also earn savings interest on the money in your savings.
Digital Federal Credit Union Information
In order for you to apply for the DCU Visa Platinum Secured Credit Card, you need to be a member of the Digital Federal Credit Union. It is based out of Marlborough, Massachusetts and has been around since 1979.
This credit union offers a variety of financial and banking services to both individuals and businesses. It also participates in a number of charities and causes in the community it serves.
Some of the charitable organizations it helps include:
- The Boomer Esiason Foundation
- Adopt a Classroom
- DCU for Kids
- Children’s Hospital Boston
- The Cam Neely Foundation
Check out the website for membership information.
For more information about credit unions in general and to find one in your area you can go to the website for the National Credit Union Administration.
To compare cards right now all you need to do is use the online credit card chaser tool.
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