The Delta Community Credit Union Visa Business Platinum Rewards credit card is a choice for a business or business owner with a good credit rating. A business credit card is a very important tool for any business to have. Since cash is not typically on hand for most businesses, a surprise purchase of equipment repair can mean big trouble. A credit card is the perfect solution in these situations.
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It is very important for a business owner to take more than just the credit card’s rates into consideration before making their final choice. For consumer ratings, you can go to JD Power and Associates website.
DCCU Visa Business Platinum Rewards Credit Card Terms
This card has an annual percentage rate of 9.75% for purchases as well as balance transfers and cash advances. The cardholder should be aware that this card also has a credit card penalty interest rate. This means that if the cardholder makes a payment late their interest rate will be increased to 14.75%. This new interest rate will stay in effect until the cardholder makes six payments on time consecutively.
There is no annual fee for this card but there is a fee of $3 for cash advances and a foreign transaction fee of up to one percent. There is no fee for going over the credit limit, but the cardholder will have to pay $25 if a payment is late or returned.
Becoming a Member of the Delta Community Credit Union
Credit unions are not open to the general public. They require their members to work or live in certain areas. The Delta Community Credit Union requires their members to live in certain counties in Georgia or work for certain businesses.
The counties eligible for membership in the Delta Community Credit Union are:
Some of the eligible employers include:
- Atlanta History Center
- Delta Air Lines
- Fox Theatre
- Henry County Public Library System
- New South Construction
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