Directions Business Visa® Rewards credit card is a rewards credit card offered by Directions Credit Union (DCU). This credit union serves residents of central Ohio.
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Directions Business Visa® Rewards Your Business
Your small business can have access to the same ScoreCard rewards system used by the personal credit cards from DCU with the Business Visa® card. You’ll be credited with one point for every dollar you spend on the business rewards credit card. These points can then be used towards free merchandise or travel.
The Directions Business Visa® Rewards card also has a fixed 9.99% APR credit card rate for both purchases and cash advances. There is a $25 annual fee, but this is waived if you charge at least $1000 on the card per year. There’s also no balance transfer or cash advance fee.
DCU also participates in the Verified by Visa program, helping to keep your company’s credit card safe from thieves.
Directions Credit Union makes keeping track of expenses easy with eZCardInfo. This website allows cardholders 24 hour to all account information, including statements. The information is designed for effortless downloading into financial programs like Quick Books or Money. You can even set up email alerts when certain activities take place, like transactions over a certain amount.
The Directions Business Visa® Requires DCU Membership
In order to be eligible for the Directions Business Visa®, you must be eligible to be a member of DCU. DCU serves the people who live and work in the Toledo area of Ohio and surrounding areas.
Members of credit unions will often see slightly higher returns on accounts like savings or CDs than similar accounts at a bank. Credit unions do not have shareholders, because they are non-profit organizations. Any profit is disbursed among the members as dividends, because the members become owners of the credit union according to the federal government’s website about credit unions.
This usually results in slightly lower interest rates on credit cards on loans, as well as lower fees.
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