If you are looking for a low interest rate credit card and you are a member of Directions Credit Union, you may want to apply for the Directions Credit Union Visa Credit Card. Along with the benefits of the credit card, you also enjoy the benefits of being a member of the credit union.
Use the credit card chaser tool on this page to compare online credit cards.
Directions Credit Union Information
Being a member of a credit union has many benefits. As a member, you are actually part owner of the credit union so you have a say and a vote into what goes on. The Directions Credit Union’s mission is to help the members reach their financial goals. It does this by offering banking and financial services without the crazy costs and fees that other banks charge.
Directions Credit Union also offers higher dividends and interest on deposits, lower loan interest rates, and lower fees.
Based out of Ohio, you are eligible for membership if you work, live, attend school, worship, or volunteer in the following counties:
- Tuscarawas
- Wayne
- Richland
- Knox
- Huron
- Ashland
- Lucas
- Fulton
- Wood
For more information about credit unions and how they work, you can visit the website for the National Credit Union Association.
Directions Credit Union Visa Credit Card Terms
When looking for a credit card it is important to look at its terms. This Visa card from Directions Credit Union is a no annual fee credit card. Its interest rate for cash advances and purchases varies from 9.99 to 17.24%, depending on your credit history.
The grace period until interest starts to accrue is 25 days and the balance is calculated using the average daily balance method. If you make a late payment, there is a fee of up to $25, and there is a $25 fee for returned checks.
You can apply for both credit union membership and the Visa card through Direction’s website.
To do a credit card comparison online right now you can use the credit card chaser tool right here.
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