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Discover Business Cash Back System
The Discover Business credit card allows you to accrue cash back dollars on every purchase. Cardholders will earn 5% back on the first $2,000 in office supplies they buy with the card. Gas credit card purchases always earn 2% cash back. If you buy online, check the Discover online shopping mall. Merchants from this exclusive site offer anywhere from 5% to 20% cash back.
All other purchases will earn 1%. There is no limit to the amount of cash back awards you can earn. The cash back awards can be redeemed for cash deposited into an account or as statement credit. You can increase your reward by using the awards to purchase gift cards for larger amounts from over 150 partners. For instance, you can get a $25 gift card in exchange for $20 cash back or a $45 card for $40 cash back.
You can also choose to donate the cash back award amount to a charity of your choice. You can even use it to buy a Discover gift card. With this option, all purchase fees or shipping charges are waived.
Discover Business Account Details
With the Discover Business card, you’ll enjoy a credit card introductory APR of 0%, usually for a three-month period. After that offer expires, the regular APR of 12.99-19.99% kicks in. This variable APR depends upon the business’s or the owner’s credit rating. However, the cash advance rate is higher at a variable 23.99%.
The Discover Business card has no annual fee. There is a balance transfer fee of 5%, with a minimum charge of $10.
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