Dollar Bank of Pittsburgh offers a City Pride Visa credit card promoting pride in their two flagship cites of Pittsburgh and Cleveland. The cards are issued with one of two cityscape scenes as chosen by the applicant. The Pittsburgh cityscape features an evening shot of downtown from the river, while the Cleveland cityscape is a daytime shot.
Dollar Bank is a regional savings bank serving Pennsylvania and portions of Ohio, though there appears to be no indication that applicants must reside in those geographical areas in order to get a card. Application may be made through Dollar Bank’s website, a process they say takes about 8 minutes, or by calling their toll-free phone number. If you prefer, Dollar Bank will mail you a paper application to be filled out and sent back.
The Dollar Bank City Pride Visa offers a 0.0% introductory interest rate good for the first six months of any new account. This rate applies to all purchases and balance transfers. After that, the APR rises to a modest Prime plus 5.99%. At current levels that would equal 9.24%. The APR for cash advances is 14.24% from the first day of account opening.
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Dollar Bank Credit Card Conveniences
Dollar Bank boasts the convenience of their City Pride Visa card in several ways. The first is secure online account management via their Online Banking portal. Card holders can view transactions, access statements, and make payments through this portal.
Second, card holders have access to Visa checks for purchases where credit cards are not accepted. Visa checks can also be used for balance transfers from higher interest-bearing charge card accounts.
Dollar Bank Credit Card City Pride Benefits
No annual fee, a 25-day grace period, and a 3-day fee waiver on late payments are just the start of the benefits offered by the Dollar Bank City Pride Visa. The card also provides for 24-hour, toll-free account access by phone, emergency card and cash replacement, fraud liability coverage, 24-hour Visa assistance, and car rental collision coverage.
For card holders under the age of 66, optional Credit Life Insurance can be purchased. This insurance protects the card holder’s family from debt responsibility on amounts up to $100,000.
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