Domain Home is a home furnishings store that allows you to outfit a room or your entire home with high quality furniture. In addition, they offer wholesale pricing on some furniture as well as exclusive deals on furniture.
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The problem with buying home furnishings is that often they cost more than many people have up front, especially if furnishing a whole house or even an entire room. The good news is that with the Domain credit card, you can finance your purchase.
Domain Credit Card Overview
The Domain credit card is not a standard credit card; it is a store credit card. What this means is that you can only use your card at Domain Home stores.
What’s interesting about the Domain credit card is that it is more like a bank loan than it is a credit card. Instead of making a purchase and paying a low monthly payment until the debt is paid off, each purchase is provided with payment terms. In this case, the options are 24, 36, or 48 months.
You cannot apply for the Domain credit card online. In fact, you have to visit one of the domain stores. You will find their stores in:
- Connecticut
- Massachusetts
- Maryland
- New Jersey
- New York
- Pennsylvania
- Virginia
Domain Credit Card Terms
The interest rate for all current accounts with Domain is 9.9%. This is a promotional rate for your first purchase. Once the promotional rate is done, the standard rate is 20.9%. The penalty APR is 24.9%. If the penalty rate applies, your account will be cancelled. You will pay it off and be unable to get credit with the store again.
Domain Credit Card Bottom Line
The bottom line for this card is that the introductory offer is an exceptional deal. There is no indication of what kind of credit that you will need for this credit card, but it is doubtful that it is a bad credit credit card.
The only downside is that it is not a rewards card and you can’t earn points in the store for your purchases.
Use the free credit card chaser tool on this page to compare credit cards online!
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