This review is for the Dow Chemical Employees Credit Union Take Charge Visa Credit Card. It is one of four credit cards offered by DCECU, along with a Visa Gold, Visa Platinum, and Visa Classic Card. The Take Charge Visa is a credit card for students designed to teach young people about credit cards and the responsibility of credit.
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DCECU Take Charge Visa Credit Card Details
The DCECU Take Charge Visa Credit Card offers an annual percentage rate of 13.92% as well as a minimum credit line of $100. Since this is a card for youngster, it has the highest rate and the lowest minimum credit line of any of the four cards available. If you are an adult looking for a lower rate and higher credit limit, you will want to look at a different card offered by DCECU.
The DCECU Take Charge Visa Credit Card does not charge an annual fee, and offers 25 full days for a grace period to pay off your balance. If you pay your entire credit card debt within these 25 days, you will not be charged any interest on your purchases. Since the card is for children, the parents can help set the credit limit.
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DCECU Take Charge Visa Credit Card Benefits
The DCECU Take Charge Visa Credit Card offers complete travel accident insurance to its customers, as well as total car rental insurance coverage when you pay for the service with your card.
There is also a special rewards program available to cardholders where you can choose one of two different options. The first is a per transaction rebate of up to 15 cents on all eligible purchases, while the other option is a discounted rate on any loan with DCECU.
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